Category Archives: Policy Reviews

Interview with Donna Fuscaldo for Foxbusiness.com: How to Get the Best Rates on Life Insurance

Thanks to Donna Fuscaldo for the opportunity to be a resource for her article on Foxbusiness.com on “How to Get the Best Rates onLife Insurance”.  Donna takes a new perspective on how you can get the best (and lowest!) rates … Continue reading

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Interview with Crissinda Ponder for Bankrate.com: Even Young Adults Need Disability Insurance

Thanks to Crissinda Ponder for the opportunity to be a source for her article on Bankrate.com on “Even Young Adults Need Disability Insurance”.  Crissinda brings up the much over-looked issue of Disability Insurance to protect your income.  There is a … Continue reading

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How You Can Avoid Being A Client Of The Next Bernie Madoff

Knowing your advisor is important.  Every day, you can find a story about some type of fraudulent financial scheme.  Knowing your advisor goes beyond just being referred, it means taking time to do your own independent research and avoiding being … Continue reading

Posted in Annuities, Disability Insurance, Financial Literacy, Financial Preparedness, insurance literacy, Life Insurance, Long Term Care Insurance, Policy Reviews, Regulation | Tagged , , , , , , , , , , , , , | Leave a comment

Will Low Interest Rates Impact Your Insurance?

Insurance is usually a long term term proposition.  The insurance policy you purchase today is one you may have for a very long time.  As part of that, it’s important to make sure that you have a solid insurance company, … Continue reading

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If the only tool your insurance agent has is a hammer, is your every insurance need a nail?

Underwriting of any insurance product will vary from company to company and by specific risk.  Sometimes, there is a master rule, while other times, companies will vary in the coverage that they will offer and at the pricing.  As an … Continue reading

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Will Your Group Long Term Disability Insurance Come Up Short?

Group Long Term Disability (LTD) is great coverage, however, as has been discussed in this blog quite often – there can be significant shortfalls with Group LTD coverage. Group LTD coverage can and should be supplemented with Individual Disability Income … Continue reading

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What Does The Future Hold for the Life Insurance Industry and Your Life Insurance?

The financial stability of the life insurance industry in the future may be drastically different in the future given a changing financial landscape, changing demographics and buying patterns. Basically, the life insurance industry needs to evolve the products it offers … Continue reading

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Do You Know The Secrets of The Life Insurance Industry?

A while back I released a report “Secret of the Life Insurance Industry Revealed” and am giving it away free to anyone who signs up for The Insurance Literacy Newsletter at www.tonysteuer.com. This special report delivers the bottom line on … Continue reading

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How You Can Avoid Wasting Insurance Premiums By Monitoring Your Insurance Policies

In order to ensure that your life insurance premiums (and other insurance premiums) are not wasted is by reviewing your insurance policies annually or when you have a major change in your life.  A common occurrence is when there is … Continue reading

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If You’re A Life Insurance Trustee, Don’t Ignore These Warning Signs:

Monitoring your insurance portfolio annually is critical especially if you are a trustee – the article “A Duty To Advise” that originally appeared in A.M. Best discusses how the Prudent Investor Rule could apply to Life Insurance Fiduciaries.  Life Insurance … Continue reading

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