Category Archives: Life Insurance

Interview with Insweb.com & Ben Gran: Buying Life Insurance for America’s Most Dangerous Jobs

Thanks to Ben Gran for the interview for his article on “Insweb.com: Buying Life Insurance for America’s Most Dangerous Jobs”. This article discusses how someone with a “dangerous” job can purchase life insurance.  While a hazardous occupation can make the acquisition of life insurance more challenging, it is still possible to obtain life insurance in…

Interview with Insweb.com & Ben Gran: Four life insurance riders to consider – and two to avoid

Thanks to Ben Gran for the interview for his article on “Insweb.com: Four Life Insurance Riders to Consider – and Two to Avoid”. This article discusses life insurance riders which are special features that can be added on to your life insurance policy usually for additional premium.  It’s important to understand the value of these…

Insurance Companies Continue to Settle With States on Unclaimed Life Insurance Policies – Could One Be Yours?

Multiple life insurance companies have reached multi-state settlements regarding an industry-wide practice of companies failing to pay death benefits to the beneficiaries of life insurance policies, despite having access to federal records indicating that policyholders had died, or direct confirmation from relatives of the deceased. Instead, some companies would continue collecting premium payments from the deceased…

Interview with Investinganswers.com: The Insurance That Plays On Your Emotions — And Wastes Your Money

Thanks to Aaron Crowe for the interview for his article on “Investinganswers.com: The Insurance That Plays On Your Emotions — And Wastes Your Money”. This article discusses whether buying insurance for your baby makes sense.   Buying life insurance only makes sense when there is a current need for life insurance not a potential need…

Interview with Insweb.com: 7 mistakes to avoid when shopping for life insurance

Thanks to Allie Johnson for the interview for her article on “Insweb.com: 7 mistakes to avoid when shopping for life insurance”. This article discusses the issues and mistakes that you may run into when shopping for life insurance and how to avoid them. The full article titled: “7 mistakes to avoid when shopping for life…

Moody’s: Outlook for US Life Insurance Industry revised to negative

Moody’s Rating Service announced today (9/14) that their outlook for the US life insurance industry has changed to negative from stable, the rating agency says in its new “US Life Insurance Industry Outlook,” with low interest rates, in particular, continuing to depress companies’ earnings over the next 12–18 months. This is in line with other…

Interview with Insurancequotes.com: survey: Nearly four of every 10 Americans don’t have life insurance

Thanks to Allie Johnson at InsuranceQuotes.com for the interview for her article on the “Insurancequotes.com: survey: Nearly four of every 10 Americans don’t have life insurance”. This article discusses the basic issue of financial literacy and that most Americans don’t have enough life insurance and even if they do, it’s misunderstood. The full article titled:…

Interview with Bankrate.com: Survivorship Life Insurance: Its Heir Care

Thanks to Jay MacDonald at Bankrate.com for the interview for his article on “Survivorship Life Insurance: Its Heir Care”. This article highlights some of the main reasons to consider obtaining Survivorship Life Insurance. While there are a few reasons, this article addresses the most common situations of using life insurance to pre-fund an estate tax…

Interview with Insurancequotes.com: 7 situations When You Should Consider Life Insurance

Thanks to Tamara Holmes at InsuranceQuotes.com for the interview for her article on “7 Situations When You Should Consider Life Insurance”. This article highlights some of the main reasons to consider obtaining life insurance. While there are many other reasons, this article addresses the most common situations. Life Insurance is a critical component to consider…

So You Think You Know Life Insurance?

Have you heard of the Life Insurance Movement – if not, today’s the day – Jeff Rose at www.goodfinancialcents.com is sponsoring this movement with over 100 bloggers participating find out more at http://www.goodfinancialcents.com/life-insurance-movement/ Sometimes a life insurance policy is just a life insurance policy. When looking at life insurance, it’s important to keep that analogy…