Category Archives: Life Insurance

Test How Much You Know About Life and Disability Insurance

When you hear the words insurance, what do you think of?  Do you scream like Woody Allen in High Anxiety or run like Bill Murray in Groundhog Day or do you just get a headache?   While insurance may be … Continue reading

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How You Can Avoid Being A Client Of The Next Bernie Madoff

Knowing your advisor is important.  Every day, you can find a story about some type of fraudulent financial scheme.  Knowing your advisor goes beyond just being referred, it means taking time to do your own independent research and avoiding being … Continue reading

Posted in Annuities, Disability Insurance, Financial Literacy, Financial Preparedness, insurance literacy, Life Insurance, Long Term Care Insurance, Policy Reviews, Regulation | Tagged , , , , , , , , , , , , , | Leave a comment

Will Low Interest Rates Impact Your Insurance?

Insurance is usually a long term term proposition.  The insurance policy you purchase today is one you may have for a very long time.  As part of that, it’s important to make sure that you have a solid insurance company, … Continue reading

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If the only tool your insurance agent has is a hammer, is your every insurance need a nail?

Underwriting of any insurance product will vary from company to company and by specific risk.  Sometimes, there is a master rule, while other times, companies will vary in the coverage that they will offer and at the pricing.  As an … Continue reading

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What Does The Future Hold for the Life Insurance Industry and Your Life Insurance?

The financial stability of the life insurance industry in the future may be drastically different in the future given a changing financial landscape, changing demographics and buying patterns. Basically, the life insurance industry needs to evolve the products it offers … Continue reading

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Ever Wondered About The Most Common Cause Of Death At Any Age?

If you’ve ever wondered what the most common cause of death at any age is, the Institute for Health Metrics and Evaluation at the University of Washington has posted an interactive info graphic (click here)  that will answer your question. … Continue reading

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Is There Really Free Life Insurance?

Does the free lunch exist?  Apparently, when it comes to financial products, some people still feel that it does.  The following blog post from Professor Joseph Belth: “Florida’s Pasco County School District and Its “Free” Life Insurance Plan Become Major … Continue reading

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Interview with Donna Fuscaldo for Foxbusiness.com: Should You Buy Life Insurance For Your Kids?

Thanks to Donna Fuscaldo for the opportunity to be a source for her article on Foxbusiness.com on “Should You Buy Life Insurance For Your Kids?”.  Donna provides a new and unique perspective on a much written about topic in whether … Continue reading

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Why Buying Life Insurance For Reasons Other Than Needing Life Insurance Will Backfire On You!

Another day, another innovative life insurance sales technique that’s landing a lot of policy owners in big trouble with the IRS – OUCH. Remember, buy insurance, if you need insurance.  Insurance is NOT an Investment.  Caveat Emptor as described by … Continue reading

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Do You Know The Secrets of The Life Insurance Industry?

A while back I released a report “Secret of the Life Insurance Industry Revealed” and am giving it away free to anyone who signs up for The Insurance Literacy Newsletter at www.tonysteuer.com. This special report delivers the bottom line on … Continue reading

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