Category Archives: Life Insurance

A Revival For The Secondary Life Insurance Marketplace

The secondary marketplace for life insurance continues to show signs of life.  After the financial “recession” of 2007 when capital dried up, the secondary marketplace almost vanished.  The secondary marketplace is coming back and with that comes the repeated words … Continue reading

Posted in Financial Literacy, Financial Preparedness, insurance literacy, Life Insurance, Life Settlements, Policy Reviews | Tagged , , , , , , , , , , , | Leave a comment

The Secret To The Alphabet Soup After Your Financial Advisor’s Name:

Have you ever wondered about the letters that appear after an advisor’s name on their business card?  FINRA has added to their website a tool (click here) to look up these designations and to help consumers decided whether it’s a … Continue reading

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Why Low Interest Rates Are Slowly Eroding Your Insurance

Low Interest Rates are having a long term negative impact on the performance of all insurance products.  The reason is that insurance companies for the most part are restricted to investing in bonds and when interest rates are low, bond … Continue reading

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Interview with Donna Fuscaldo for Foxbusiness.com: How to Get the Best Rates on Life Insurance

Thanks to Donna Fuscaldo for the opportunity to be a resource for her article on Foxbusiness.com on “How to Get the Best Rates onLife Insurance”.  Donna takes a new perspective on how you can get the best (and lowest!) rates … Continue reading

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Interview with Allie Johnson for Insurancequotes.com: Older Men Who Smoke May Pay $10,000 More A Year For Term Life Insurance

Thanks to Allie Johnson for the opportunity to be a resource for her article on InsuranceQuotes.com on “Older Men Who Smoke May Pay $10,000 More A Year For Term Life Insurance”.  Allie raises the very important issue that when looking … Continue reading

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Test How Much You Know About Life and Disability Insurance

When you hear the words insurance, what do you think of?  Do you scream like Woody Allen in High Anxiety or run like Bill Murray in Groundhog Day or do you just get a headache?   While insurance may be … Continue reading

Posted in Disability Insurance, Financial Literacy, Financial Preparedness, insurance literacy, Life Insurance | Tagged , , , , , , , , , , , , | Leave a comment

How You Can Avoid Being A Client Of The Next Bernie Madoff

Knowing your advisor is important.  Every day, you can find a story about some type of fraudulent financial scheme.  Knowing your advisor goes beyond just being referred, it means taking time to do your own independent research and avoiding being … Continue reading

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Will Low Interest Rates Impact Your Insurance?

Insurance is usually a long term term proposition.  The insurance policy you purchase today is one you may have for a very long time.  As part of that, it’s important to make sure that you have a solid insurance company, … Continue reading

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If the only tool your insurance agent has is a hammer, is your every insurance need a nail?

Underwriting of any insurance product will vary from company to company and by specific risk.  Sometimes, there is a master rule, while other times, companies will vary in the coverage that they will offer and at the pricing.  As an … Continue reading

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What Does The Future Hold for the Life Insurance Industry and Your Life Insurance?

The financial stability of the life insurance industry in the future may be drastically different in the future given a changing financial landscape, changing demographics and buying patterns. Basically, the life insurance industry needs to evolve the products it offers … Continue reading

Posted in Annuities, Disability Insurance, Financial Literacy, Financial Preparedness, insurance literacy, Life Insurance, Long Term Care Insurance, Policy Reviews, Ratings | Tagged , , , , , , , , , , , , , , , | Leave a comment