Thanks to Ben Gran for the interview for his article on “Insweb.com: Buying Life Insurance for America’s Most Dangerous Jobs”. This article discusses how someone with a “dangerous” job can purchase life insurance. While a hazardous occupation can make the acquisition of life insurance more challenging, it is still possible to obtain life insurance in…
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Thanks to Ben Gran for the interview for his article on “Insweb.com: Four Life Insurance Riders to Consider – and Two to Avoid”. This article discusses life insurance riders which are special features that can be added on to your life insurance policy usually for additional premium. It’s important to understand the value of these…
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Multiple life insurance companies have reached multi-state settlements regarding an industry-wide practice of companies failing to pay death benefits to the beneficiaries of life insurance policies, despite having access to federal records indicating that policyholders had died, or direct confirmation from relatives of the deceased. Instead, some companies would continue collecting premium payments from the deceased…
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Thanks to Aaron Crowe for the interview for his article on “Investinganswers.com: The Insurance That Plays On Your Emotions — And Wastes Your Money”. This article discusses whether buying insurance for your baby makes sense. Buying life insurance only makes sense when there is a current need for life insurance not a potential need…
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Thanks to Rachel Hartman for the interview for her article on “Insurancequotes.com: 4 ways to cope if your employer drops disability insurance coverage”. This article discusses what your options are if your employer drops your disability insurance coverage. Disability insurance coverage is often overlooked and is a critical component of any financial plan. If you…
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Thanks to Allie Johnson for the interview for her article on “Insweb.com: 7 mistakes to avoid when shopping for life insurance”. This article discusses the issues and mistakes that you may run into when shopping for life insurance and how to avoid them. The full article titled: “7 mistakes to avoid when shopping for life…
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Recently, leading Personal Finance Website: Nerdwallet invited me to be a guest expert/judge in a personal finance contest they were hosting “So You Think You Can Finance”. The contest consisted of a series of financial challenges and I was honored to be a guest expert in the challenge on one of the contestant’s challenge on…
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Over the last few years, it’s been exciting to have written books and become an educator and advocate in the life insurance and disability insurance areas. I’m pleased to announced that United Policyholders has selected me as their Director of Financial Preparedness. As clients and advisors, please be assured that I will continue to be…
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Moody’s Rating Service announced today (9/14) that their outlook for the US life insurance industry has changed to negative from stable, the rating agency says in its new “US Life Insurance Industry Outlook,” with low interest rates, in particular, continuing to depress companies’ earnings over the next 12–18 months. This is in line with other…
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Thanks to Allie Johnson at InsuranceQuotes.com for the interview for her article on the “Insurancequotes.com: survey: Nearly four of every 10 Americans don’t have life insurance”. This article discusses the basic issue of financial literacy and that most Americans don’t have enough life insurance and even if they do, it’s misunderstood. The full article titled:…
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