Category Archives: Financial Literacy

Are Your Beneficiary Designations Up To Date? (part 1) – Guest Blog Post on SelectQuote.com

Thanks to SelectQuote for featuring me as a guest blogger – here’s my latest post on SelectQuote.com: An important part of being a parent is taking care of your child financially. Saying it is the easy part, the hard part is doing it. An often overlooked planning error with life insurance is when beneficiary designations…

Interview with Insurancequotes.com: Lessons from a life insurance policyholder

Thanks to Ben Gran at InsuranceQuotes.com for the interview for his article on “Lessons from a life insurance policyholder”. This article highlights the issue of making sure that you find the policy that best fits your needs and overall financial plan rather than something that sounds “good”. The full article titled: “Lessons from a life…

Interview with Insurancequotes.com: Life insurance benefits battle: Did farmer die on a tractor or a ‘motor vehicle’?

Thanks to Troy Anderson at InsuranceQuotes.com for the interview for his article on “Life insurance benefits battle: Did farmer die on a tractor or a ‘motor vehicle’?”. This article highlights the issue of being clear on what your insurance covers, policy exclusions and that insurance companies will review claims carefully. The full article titled: “Life…

Independence Day for Your Life Insurance Portfolio:

Independence is defined as freedom from the control and influence of others. Independence is about being able to make choices, your own choices. In the area of life insurance, this means your ability to choose the policy that best fits your needs at the lowest premium. Dependence is where you rely on someone else to…

Financial Finesse Guest Blog Post on Why Disability Insurance is More Important Than You Think

Thanks to the Financial Finesse blog at for the following guest blog post: “Why Disability Insurance is More Important Than You Think” – click here to view the original post. Here’s the full Post: Why Disability Insurance is More Important Than You Think In my last guest blog post for Financial Finesse “Why Your Employer’s…

Interview with Insurancequotes.com: Tragedy near the Bronx Zoo: Insurance lessons from a deadly car crash

Thanks to Allie Johnson at InsuranceQuotes.com for the interview for her article on “Tragedy near the Bronx Zoo: Insurance lessons from a deadly car crash”. This article highlights the issue of “insurance for the worst-case scenario” – which, life insurance is, of course, a worst case scenario. The full article titled: “Tragedy near the Bronx…

Financial Finesse Guest Blog Post on Why Your Employer’s Disability Insurance May Not Be Enough

Thanks to the Financial Finesse blog at for the following guest blog post: “Why Your Employer’s Disability Insurance May Not Be Enough” – click here to view the original post. Here’s the full Post: Everyone wants to be a hero – to have that impact where they “protect” someone from a danger – dashing into…

The Questions and Answers on Disability Insurance Workbook – .99 cents to 5/31/2012 by Tony Steuer

To help promote Disability Insurance Awareness Month “DIAM”, I’m pleased to offer PDF copies of “The Questions and Answers on Life Insurance Workbook” for 99 cents through May 31, 2012. Please share. Thanks, Tony From the Life Foundation Website: May is Disability Insurance Awareness Month (DIAM), the perfect time for a disability insurance “reality check.”…

Report Released on Low Interest Rates and the Implications on Life Insurers

A rising concern since the financial “crash” of 2007 has been the impact of low interest rates and the performance of life insurance products. Insurance products are almost always long term in nature and as such insurance companies depend on the return on their investments. Insurance companies by regulation are restricted in terms of the…

Interview with Insurancequotes.com: Mothers and Life Insurance

Thanks to Allie Johnson at InsuranceQuotes.com for the interview for her summary article on the Survey: Many U.S. adults in the dark about mother’s life insurance. This important survey and article highlights the issue of communicating your plans to your heirs.  If you take out a life insurance policy, it’s important to make sure that…