Category Archives: Financial Literacy

Ever Wondered About The Most Common Cause Of Death At Any Age?

If you’ve ever wondered what the most common cause of death at any age is, the Institute for Health Metrics and Evaluation at the University of Washington has posted an interactive info graphic (click here)  that will answer your question. … Continue reading

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Is There Really Free Life Insurance?

Does the free lunch exist?  Apparently, when it comes to financial products, some people still feel that it does.  The following blog post from Professor Joseph Belth: “Florida’s Pasco County School District and Its “Free” Life Insurance Plan Become Major … Continue reading

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Interview with Donna Fuscaldo for Foxbusiness.com: Should You Buy Life Insurance For Your Kids?

Thanks to Donna Fuscaldo for the opportunity to be a source for her article on Foxbusiness.com on “Should You Buy Life Insurance For Your Kids?”.  Donna provides a new and unique perspective on a much written about topic in whether … Continue reading

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Does an Annuity Ever Have a Place in Your Financial Portfolio?

Annuities are a hot topic with advisors with hard line positions drawn in the sand.  In my opinion, the majority of annuities except for single premium immediate annuities (fixed) don’t make sense unless you’re a fan of high fees and … Continue reading

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Are You In Denial About Long Term Care Insurance?

Long Term Care needs are a certainty and the majority of Americans are going to need some type of long term care and whose costs won’t be covered by Medicare.  A popular and sound solution to address this is traditional … Continue reading

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Why Overlooking Disability Insurance Can Be Bad For Your Financial Health

May is Disability Awareness Month.  Disability Insurance is often overlooked while it is an essential part of a sound financial plan.  Many people feel that their Group Disability Insurance is sufficient.  while it may not be due to monthly caps, … Continue reading

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Why Buying Life Insurance For Reasons Other Than Needing Life Insurance Will Backfire On You!

Another day, another innovative life insurance sales technique that’s landing a lot of policy owners in big trouble with the IRS – OUCH. Remember, buy insurance, if you need insurance.  Insurance is NOT an Investment.  Caveat Emptor as described by … Continue reading

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Do You Know The Secrets of The Life Insurance Industry?

A while back I released a report “Secret of the Life Insurance Industry Revealed” and am giving it away free to anyone who signs up for The Insurance Literacy Newsletter at www.tonysteuer.com. This special report delivers the bottom line on … Continue reading

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How You Can Avoid Wasting Insurance Premiums By Monitoring Your Insurance Policies

In order to ensure that your life insurance premiums (and other insurance premiums) are not wasted is by reviewing your insurance policies annually or when you have a major change in your life.  A common occurrence is when there is … Continue reading

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Will Tax Law Changes Impact Your Life Insurance & Annuities?

Every year, new items are added to the tax agenda.  For all the talk of tax reform it just doesn’t seem to ever gain major headway.  For years I’ve been a fan of the Fair Tax – it’s too simple … Continue reading

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