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Category Archives: Financial Literacy
Knowing your advisor is important. Every day, you can find a story about some type of fraudulent financial scheme. Knowing your advisor goes beyond just being referred, it means taking time to do your own independent research and avoiding being … Continue reading
Insurance is usually a long term term proposition. The insurance policy you purchase today is one you may have for a very long time. As part of that, it’s important to make sure that you have a solid insurance company, … Continue reading
Underwriting of any insurance product will vary from company to company and by specific risk. Sometimes, there is a master rule, while other times, companies will vary in the coverage that they will offer and at the pricing. As an … Continue reading
Group Long Term Disability (LTD) is great coverage, however, as has been discussed in this blog quite often – there can be significant shortfalls with Group LTD coverage. Group LTD coverage can and should be supplemented with Individual Disability Income … Continue reading
If you’ve ever wondered what the most common cause of death at any age is, the Institute for Health Metrics and Evaluation at the University of Washington has posted an interactive info graphic (click here) that will answer your question. … Continue reading
Does the free lunch exist? Apparently, when it comes to financial products, some people still feel that it does. The following blog post from Professor Joseph Belth: “Florida’s Pasco County School District and Its “Free” Life Insurance Plan Become Major … Continue reading
Thanks to Donna Fuscaldo for the opportunity to be a source for her article on Foxbusiness.com on “Should You Buy Life Insurance For Your Kids?”. Donna provides a new and unique perspective on a much written about topic in whether … Continue reading
Annuities are a hot topic with advisors with hard line positions drawn in the sand. In my opinion, the majority of annuities except for single premium immediate annuities (fixed) don’t make sense unless you’re a fan of high fees and … Continue reading