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.@smartasset your mission statement is very similar to the one I've used for 10 years - would like to discuss strategy & similarity
Author Archives: Tony Steuer
The concept of insurable interest is a core foundation of the life insurance industry. When there isn’t insurable interest, then things can get out of hand as detailed in the following article from Chantal Marr at LSM Insurance: The Dumbest … Continue reading
A major part of the financial literacy and insurance literacy issues stem from an excessive use of jargon. This excessive use of jargon can lead to poor decision making just like not knowing the rules can make a game really … Continue reading
When you hear the words insurance, what do you think of? Do you scream like Woody Allen in High Anxiety or run like Bill Murray in Groundhog Day or do you just get a headache? While insurance may be … Continue reading
Disability Claims come from many sources – some expected and some unexpected. It’s important to be prepared for disability by having sufficient disability income insurance. Disability income insurance coverage is a very important coverage. It pays when you are disabled … Continue reading
Knowing your advisor is important. Every day, you can find a story about some type of fraudulent financial scheme. Knowing your advisor goes beyond just being referred, it means taking time to do your own independent research and avoiding being … Continue reading
Insurance is usually a long term term proposition. The insurance policy you purchase today is one you may have for a very long time. As part of that, it’s important to make sure that you have a solid insurance company, … Continue reading
Underwriting of any insurance product will vary from company to company and by specific risk. Sometimes, there is a master rule, while other times, companies will vary in the coverage that they will offer and at the pricing. As an … Continue reading
Group Long Term Disability (LTD) is great coverage, however, as has been discussed in this blog quite often – there can be significant shortfalls with Group LTD coverage. Group LTD coverage can and should be supplemented with Individual Disability Income … Continue reading
If you’ve ever wondered what the most common cause of death at any age is, the Institute for Health Metrics and Evaluation at the University of Washington has posted an interactive info graphic (click here) that will answer your question. … Continue reading