Author Archives: Tony Steuer

The Secret To The Alphabet Soup After Your Financial Advisor’s Name:

Have you ever wondered about the letters that appear after an advisor’s name on their business card?  FINRA has added to their website a tool (click here) to look up these designations and to help consumers decided whether it’s a … Continue reading

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Why Low Interest Rates Are Slowly Eroding Your Insurance

Low Interest Rates are having a long term negative impact on the performance of all insurance products.  The reason is that insurance companies for the most part are restricted to investing in bonds and when interest rates are low, bond … Continue reading

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Interview with Donna Fuscaldo for Foxbusiness.com: How to Get the Best Rates on Life Insurance

Thanks to Donna Fuscaldo for the opportunity to be a resource for her article on Foxbusiness.com on “How to Get the Best Rates onLife Insurance”.  Donna takes a new perspective on how you can get the best (and lowest!) rates … Continue reading

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Interview with Allie Johnson for Insurancequotes.com: Older Men Who Smoke May Pay $10,000 More A Year For Term Life Insurance

Thanks to Allie Johnson for the opportunity to be a resource for her article on InsuranceQuotes.com on “Older Men Who Smoke May Pay $10,000 More A Year For Term Life Insurance”.  Allie raises the very important issue that when looking … Continue reading

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Interview with Crissinda Ponder for Bankrate.com: Even Young Adults Need Disability Insurance

Thanks to Crissinda Ponder for the opportunity to be a source for her article on Bankrate.com on “Even Young Adults Need Disability Insurance”.  Crissinda brings up the much over-looked issue of Disability Insurance to protect your income.  There is a … Continue reading

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Ten Things That You Need To Know About Disability Insurance:

Did you know that . . . 3 in 10 workers entering the workforce today will become disabled for some period of time before they retire (Social Security Administration, Fact Sheet, January 31, 2007)? More than 90 percent of disabling … Continue reading

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When Insurable Interest Gets Out Of Hand – A Story You Couldn’t Make Up If You Tried

The concept of insurable interest is a core foundation of the life insurance industry.  When there isn’t insurable interest, then things can get out of hand as detailed in the following article from Chantal Marr at LSM Insurance: The Dumbest … Continue reading

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Why Too Much Jargon Can Cause Poor Insurance Decision Making

A major part of the financial literacy and insurance literacy issues stem from an excessive use of jargon.  This excessive use of jargon can lead to poor decision making just like not knowing the rules can make a game really … Continue reading

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Test How Much You Know About Life and Disability Insurance

When you hear the words insurance, what do you think of?  Do you scream like Woody Allen in High Anxiety or run like Bill Murray in Groundhog Day or do you just get a headache?   While insurance may be … Continue reading

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Are You Prepared In The Event of A Disability?

Disability Claims come from many sources – some expected and some unexpected. It’s important to be prepared for disability by having sufficient disability income insurance.  Disability income insurance coverage is a very important coverage.  It pays when you are disabled … Continue reading

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